Hand Drawn Map of Lochs Region

One nice thing about hand-drawn maps is that there's not as huge a need for absolute accuracy...

So what's what?

The settlements are around Loch Arach, from the ancient Batu language meaning roughly "Lake of the Dragons". (Oddly enough this part of Batu is similar to Gaelic. While other parts are quite close to Welsh. Go figure). It is rumored that some horrid beast lives in the depths.

The settlements around the lake include:

• Trefol Pennlanw (pen lan aw) - The "capital" of the region, ruled by Baron Cayden. This is a medium-sized town with a population of around 1500, not including the surrounding farms. It has a diverse population of all the civilized races, though humans and halflings dominate. It is surrounded by farms and small hamlets. In addition, there is a small fishing fleet based at Pennlanw. The town itself is not walled though it does have a secure keep which would, in theory, be used to keep the populace safe in the event of an emergency.
  
• Pentrefol Crugiau - A village of about 150 people, it is primarily a farming village, though it has goo trade relations with the dwarf mines to the northeasts. Many dwarf specialty smiths have set up shop here. Though Pennlanw is more geared for production, finer works can be found at Crugiau. Loch Arach drains north of Crugiau and a waterwheel can be found about a mile north.
• The Shrine - A good stopping point on a journey to Caer Borderoedd, this is shine dedicated to numerous faiths, primarily Avandra, Melora, and Pelor, though occasionally priests of other non-evil faiths can be found here. Travelers are welcome to spend the night at the hostel for a small donation. The road west leads to a village recently razed by marauding kobols.
• Caer Borderoedd - A Keep on the Borderlands, in theory this keep is designed to discourage the kobolds, goblins, gnolls, and other vile creatures of the mountains away from the civilized lands. The recently razed village testifies how effective this has been.
• Khal's Landing - Established during the Empire of Nytel, this was once a small city that served as the ducal seat of government for the northern half of the island of Batu. It continued in that role for Nytel's western successor state, the Kingdom of Nerath. Khal's Landing was a center of learning and the arts. It was burned to the ground a hundred years ago by goblin armies in the Bloodspear Wars as Nerath made its final convulsions into oblivion.

The mountains surrounding the lake are known to be inhabited by all sorts of vile creatures - primarily kobolds and goblinoids. There are many ruins in the mountains - ancient dwarf mines, hidden sanctuaries of mages of the Nytellan Empire, ancient temples. etc.